What is a bridging loan

A bridging loan is a form of short-term funding secured against property, either residential or commercial. The traditional bridging was used to complete when a property purchase chain had broker down, however more recently the variety of purposes where bridging loans are used have increased over the years as more lending providers have entered the market.

The specialist bridging finance team at Hunter Capital can arrange some of the best value, bespoke bridging facilities on the market. In addition, we are able to arrange the exit on the bridging loan in house, with our Mortgage and Commercial mortgage advisors. where required, often on bespoke terms not widely offered throughout the market, giving our customers the peace of mind of having an exit option set up prior to completion.

Bridging loans can be arranged under the following circumstances and terms, not limited to

• Regulated and unregulated loans
• Chain breaks
• Limited company applications
• Stage payment releases
• Auction purchases
• Non-mortgageable properties
• Properties requiring refurbishment (light, medium or heavy)
• Full development bridging

Key Features

• 6/12/24 month terms available
• Interest can be retained, rolled up or serviced
• Regulated (for personal home) or unregulated loans available
• Residential and commercial bridging
• Whole of market fully advised service available