Terms & Conditions

Hunter Capital is a trading style of Capital Assets (North) Limited (company registration number 09889854), registered at 1-5 Victoria Street, Chadderton, Oldham, OL9 0HH, United Kingdom. We are Authorised and Regulated by the Financial Conduct Authority (FCA registration number 744716) and registered with the Information Commissioner's Office (ICO registration number ZA181338).

These Terms and Conditions govern your use of our website and the mortgage and finance brokerage services we provide. By accessing this website or contacting us for advice, you agree to these terms. If you do not agree with any part of these terms, please do not use our website or services.

We are a credit broker, not a lender. We act as an intermediary between you and lenders, insurers and other finance providers. We source finance from the whole of market and provide advice on mortgage and finance products based on your individual circumstances.

We conduct both regulated and unregulated business, and not all products provided through us are regulated by the Financial Conduct Authority. We may receive commissions that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

This website is provided for information and general guidance only. The content does not constitute mortgage, financial or legal advice, and should not be relied upon as such. Formal advice is provided only after we have carried out an assessment of your circumstances following direct contact with you.

You may use this website only for lawful purposes. You must not misuse the website by introducing viruses, attempting to gain unauthorised access, or interfering with its operation in any way.

We reserve the right to modify, suspend or withdraw parts of, or all of, this website at any time without notice.

We make every effort to ensure the information on this website is accurate and up to date at the time of publication. However, mortgage and finance products, interest rates, lender criteria and regulatory requirements change frequently, and we cannot guarantee that all information remains current at the time you read it.

Product details, eligibility criteria and lending terms are ultimately determined by the relevant lender or provider. You should always confirm the specific terms of any product directly before proceeding.

Contacting us or submitting an enquiry through this website does not constitute an application for, or an offer of, any mortgage or finance product. We do not guarantee that finance will be approved, that any particular rate will be available, or that a specific lender will accept your application.

All lending is subject to status, lender criteria, affordability and property assessment. Mortgage approval is at the sole discretion of the lender.

When you contact us or progress an application, you agree to:

• Provide accurate, complete and honest information about your circumstances.

• Inform us promptly of any changes to your financial situation, employment, property or borrowing requirements.

• Provide documentation and information requested by us, lenders or insurers in a timely manner.

• Review and check all documentation provided to you for accuracy before signing or submitting it.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

It is important that you can afford the repayments on any mortgage or secured borrowing you take out. You should consider seeking independent advice if you are unsure whether a product is suitable for you.

We may receive commissions from lenders, insurers or other providers for introducing business to them. These commissions may vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

Where any fees are payable to us for our services, these will be clearly explained and agreed with you in writing before they become due. [PLACEHOLDER — VERIFY BEFORE PUBLISHING]

All content on this website, including text, graphics, logos, images and design, is the property of Hunter Capital or its content providers and is protected by UK intellectual property law. You may not reproduce, distribute, modify or otherwise use any content from this website without our prior written permission, except as necessary to view the site in a web browser.

This website may contain links to third-party websites for your reference and convenience. We do not control and are not responsible for the content, accuracy or privacy practices of those websites. The inclusion of a link does not imply endorsement. You access third-party websites at your own risk.

To the fullest extent permitted by law, Hunter Capital shall not be liable for any direct, indirect, incidental, consequential or financial loss arising from your use of this website or reliance on any information it contains, except where such liability cannot be excluded by law (for example, in cases of fraud or death or personal injury caused by negligence).

Nothing in these terms affects your statutory rights as a consumer.

We are committed to providing a high standard of service. If you wish to register a complaint, please write to admin@huntercapital.co.uk or telephone 0161 241 0899. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at https://www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.

We may update these Terms and Conditions from time to time to reflect changes in our practices, services or legal requirements. The updated version will be published on this page with a revised date. Your continued use of the website following any changes constitutes acceptance of the revised terms.

These Terms and Conditions are governed by the laws of England and Wales. Any disputes arising in connection with them shall be subject to the exclusive jurisdiction of the courts of England and Wales.

If you have any questions about these Terms and Conditions, please contact us:

Hunter Capital (Capital Assets (North) Limited)

1-5 Victoria Street, Chadderton, Oldham, OL9 0HH

Telephone: 0161 241 0899

Email: admin@huntercapital.co.uk