Protection Insurance for You and Your Family
Whole-of-Market Access
Our Lending Partners
We work across leading UK banks, building societies and specialist lenders to source finance suited to your goals.
Protection insurance is designed to pay out if the unexpected happens, helping to protect your income, your family or your home. The right cover depends on what you want to protect and your circumstances. Hunter Capital helps you understand the options available across the market.
Who It May Be Suitable For
How It Works
Discuss what you want to protect
We talk through your circumstances and what matters most to you.
Review options
We look across the market for protection options that may be suitable.
Explain the cover
We help you understand what each option covers and any exclusions.
Arrange the cover
We help arrange suitable cover and can review it as your circumstances change.
Types of Protection We Arrange
Protection insurance helps safeguard your income, your family and your home if the unexpected happens. These are the main types of protection cover we can help you arrange across the market.
Life Insurance
Life insurance pays out a lump sum in the event of death, helping to provide financial security for your family when they need it most. With next to no exclusions for high-risk insurance, it offers broad, dependable protection.
Common uses
Critical Illness Cover
Critical illness cover pays a tax-free lump sum if you are diagnosed with a specified critical illness. It can help protect your mortgage and ease the financial pressure during a difficult time.
Common uses
Income Protection
Income protection provides a tax-free pay out if you are unable to work due to illness or injury, helping to ensure your mortgage, rent and bills continue to be paid. Cover can see you paid right through to retirement age.
Common uses
What Hunter Capital Can Help With
- Explaining how different types of protection work
- Reviewing options across the market
- Helping you understand what is and is not covered
- Arranging suitable cover
Key Considerations
- !Different policies cover different events, such as death, illness or inability to work
- !Medical history can affect eligibility and the cost of cover
- !Some policies pay out a lump sum and others pay a regular income
- !Circumstances change, so it is worth reviewing cover over time
Frequently Asked Questions
Common types include life insurance, critical illness cover and income protection. Each works differently, and we explain the options so you can choose what suits your circumstances.
Taking on a mortgage is a good time to think about protection, because it can help cover repayments if the unexpected happens. We can talk through the options without any obligation.
Most protection insurance is regulated by the Financial Conduct Authority. We will explain the regulatory position for any option we discuss.
Related Services
Residential Mortgages
Guidance through the residential mortgage process for purchases, remortgages and moves across the UK.
Home & Business Insurance
Guidance on insurance for your home, rental property and business.
Expat & Foreign National
Mortgage and finance guidance for UK expats and foreign national buyers.
Speak to an Adviser About Protection
Book a no-obligation consultation to discuss your circumstances and explore what may be possible.