Buy-to-Let Mortgage Advice for Landlords
Whole-of-Market Access
Our Lending Partners
We work across leading UK banks, building societies and specialist lenders to source finance suited to your goals.
Buy-to-let mortgages are designed for properties you intend to rent out. They work differently from residential mortgages, with lenders looking at rental income as well as your personal circumstances. Hunter Capital helps landlords understand what is available and navigate the application process.
Who It May Be Suitable For
How It Works
Discuss your plans
We talk through the property, your goals and whether you are purchasing or refinancing.
Review the market
We look across the market for buy-to-let options that may fit your circumstances.
Prepare the application
We help you assemble the information a lender will need and submit the application.
Support to completion
We keep in touch as the case progresses and help resolve any queries that arise.
Types of Buy-to-Let We Arrange
A buy-to-let mortgage is a facility for property investors, developers and landlords, taken out with the intention of renting the property rather than living in it. We accept applications from individuals, limited companies, SPVs and overseas entities.
Buy-to-Let for Individuals
Whether you are a first-time landlord or a seasoned property professional, the buy-to-let team at Hunter Capital can advise you on the best available mortgage products currently on the market. We accept applications from individuals looking to purchase or refinance rental property.
Common uses
Limited Company Buy-to-Lets
Corporate or company buy-to-lets are typically designed for the purchase of residential property through a limited company (trading) or a special purpose vehicle (SPV). Hunter Capital can secure corporate buy-to-let products for a range of applicants.
Common uses
What Hunter Capital Can Help With
- Explaining how buy-to-let lending works
- Reviewing options across the market
- Supporting purchases and remortgages
- Helping you understand lender criteria
Key Considerations
- !Lenders typically assess the expected rental income against the mortgage payment
- !Some buy-to-let mortgages are not regulated by the Financial Conduct Authority
- !Tax treatment of rental income can affect the overall return on a property
- !Portfolio landlords may be assessed differently from those with a single rental property
Frequently Asked Questions
Some buy-to-let mortgages are not regulated by the Financial Conduct Authority, particularly when the property is not occupied by the borrower or a family member. We will make the position clear for any option we discuss.
Lenders usually look at the expected rental income relative to the mortgage payment, alongside your personal circumstances. Criteria vary between lenders, which is one reason a broker can be helpful.
Yes. Remortgaging can be an option at the end of a deal period or when your circumstances change. We can review what may be available.
Speak to an Adviser About Buy-to-Let Mortgages
Book a no-obligation consultation to discuss your circumstances and explore what may be possible.