Expat & Foreign National Mortgage Advice
Whole-of-Market Access
Our Lending Partners
We work across leading UK banks, building societies and specialist lenders to source finance suited to your goals.
UK expats and foreign nationals can face additional complexity when arranging finance for UK property, from proving income to meeting lender criteria. Hunter Capital helps expats and overseas buyers understand the options available across the market and work through the process.
Who It May Be Suitable For
How It Works
Discuss your situation
We talk through your residency status, the property and what you are trying to achieve.
Review the market
We look across the market for lenders and options that may consider your circumstances.
Explain the requirements
We help you understand what information and documentation a lender is likely to need.
Support the application
We help move the application forward and deal with queries as they arise.
What Hunter Capital Can Help With
- Explaining how expat and foreign national lending works
- Reviewing options across the market
- Helping you understand lender criteria
- Supporting the application process
Key Considerations
- !Not all lenders will consider expat or foreign national borrowers
- !Income proof and currency can affect which options are available
- !Some expat and foreign national finance is not regulated by the Financial Conduct Authority
- !The process can take longer than a standard residential mortgage
Frequently Asked Questions
Finance may be available for UK expats, though the options are more limited than for UK residents. We can review what may be available based on your circumstances.
Some expat and foreign national finance is not regulated by the Financial Conduct Authority. We will explain the regulatory position for any option we discuss.
Lenders typically want to understand your residency status, income and the property. Requirements vary, and we help you prepare the information that is likely to be needed.
Related Services
Residential Mortgages
Guidance through the residential mortgage process for purchases, remortgages and moves across the UK.
Buy-to-Let Mortgages
Mortgage guidance for landlords purchasing or refinancing rental property.
Sharia Finance
Halal, interest-free home and property finance structured in line with Islamic principles.
Speak to an Adviser About Expat & Foreign National
Book a no-obligation consultation to discuss your circumstances and explore what may be possible.
